Which policy type covers damages arising from negligence or non-performance?

General liability insurance is specifically designed to cover damages arising from negligence or non-performance in various business operations. This type of insurance protects businesses against claims of bodily injury, property damage, and personal injury that can occur due to the actions or inactions of the business or its employees.

For example, if a customer is injured on the business premises due to a slip and fall caused by unsafe conditions, general liability insurance would help cover the legal and medical costs associated with that claim. This makes it an essential policy for businesses to safeguard themselves against potential lawsuits resulting from their operations.

Other types of insurance, such as life insurance, property insurance, and health insurance, serve different purposes and do not specifically address liability for negligence. Life insurance provides financial support upon someone's death, property insurance protects physical assets from loss or damage, and health insurance covers medical expenses, but none of these policies cover claims made against a business for negligence or failure to perform their duties.