The correct answer, General Liability Insurance, is commonly included in commercial package policies to address various liability issues that businesses may encounter. General Liability Insurance offers protection against claims of bodily injury, property damage, personal injury, and medical expenses that may arise from business operations. This type of coverage is essential for businesses as it helps ensure that they can cover the costs associated with legal defense and any settlements or judgments related to these claims.
In a commercial context, businesses face a wide range of potential liability risks, whether they're interacting with customers, vendors, or the public. General Liability Insurance provides a critical safety net, allowing businesses to operate with greater confidence in the event of unforeseen incidents. While other options like Property Damage Insurance may cover specific instances of damage, and Comprehensive Business Insurance could cover a broader spectrum of risks, General Liability Insurance remains a fundamental component necessary for safeguarding against general liability issues specifically.