What type of insurance coverage is designed to protect against theft, burglary, and vandalism?

Study for the South Carolina Adjuster Licensing Test. Use flashcards and multiple choice questions with hints and explanations. Prepare thoroughly!

The type of insurance coverage that is specifically designed to protect against theft, burglary, and vandalism falls under casualty insurance. This form of insurance provides coverage for losses resulting from various causes, including crime-related incidents such as theft or vandalism. Casualty insurance generally encompasses a range of policies that protect a business or individual from legal liabilities, property damage, and loss due to criminal activity.

In contrast, property insurance primarily focuses on covering physical assets from risks like fire, storms, or other disasters, but it does not specifically limit itself to loss from criminal acts. Comprehensive insurance typically refers to a type of automobile insurance that covers damage to a car from non-collision events, which is not applicable in this context. Lastly, commercial insurance is a broader term encompassing various types of insurance needed by businesses, including liability coverage and property damage, but it does not specifically highlight theft and vandalism as its key focus.

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