What type of coverage does the garage coverage form provide?

The garage coverage form is specifically designed to provide insurance for businesses that operate in the automotive industry, including those that have operations related to the sale, service, or repair of automobiles. This form addresses the unique needs of garage businesses, offering coverage for various exposures that such operations face, such as damage to vehicles in their care, custody, or control, as well as liability arising from the business's operations.

This coverage is essential for businesses like auto dealerships, repair shops, and other related businesses, ensuring they have the necessary protection for both their property and the vehicles they handle. It recognizes the distinct risks associated with operating a garage-related business, which are not adequately covered by standard commercial property insurance or personal auto policies.