What provides protection to ease financial burdens from illness or injury?

Health insurance provides protection to ease financial burdens from illness or injury by covering medical expenses that arise as a result of medical conditions or accidents. This can include hospital stays, surgeries, routine check-ups, prescription medications, and other healthcare costs that can accumulate and cause significant financial strain on individuals and families.

In contrast, life insurance primarily offers financial protection to beneficiaries upon the death of the insured, rather than addressing health-related expenses or care needs during a person's life. Disability insurance also plays a role in providing financial protection, but its focus is specifically on replacing income lost due to an inability to work because of a disability rather than covering direct medical expenses. Auto insurance is concerned with protection against losses arising from vehicle-related incidents, such as accidents or theft, and does not pertain to health care costs. Thus, health insurance is distinctively meant to handle and alleviate the financial impacts associated with medical needs due to illness or injury.