What provides all risk coverage for mobile agricultural and construction equipment owned by a dealer?

The equipment dealers coverage form is designed specifically to offer all risk coverage for mobile agricultural and construction equipment that is owned by a dealer. This type of coverage ensures protection against a wide range of risks, such as physical loss or damage to the equipment due to various causes, including theft, fire, vandalism, and accidental damage.

By utilizing this form, dealers can obtain comprehensive insurance that meets the unique needs associated with their business operations, encompassing not just the equipment itself but also the specific conditions under which this equipment is used and stored. This tailored approach helps dealers mitigate financial loss and manage risk effectively in a sector where equipment often represents a significant investment.

The other options, while relevant in the context of insurance, do not provide the specific coverage outlined in the question. Exclusions refer to the specific conditions or situations that are not covered by a policy, thus they do not provide coverage themselves. Errors and omissions insurance is meant to protect businesses from mistakes and professional negligence, which does not align with insuring physical equipment. Excess insurance provides additional coverage beyond the limits of an underlying policy, but it is not designed to be a primary source of coverage for equipment.