What is one type of liability covered under a commercial package policy?

A commercial package policy, often referred to as a CPP, consolidates various coverages into a single policy to provide liability protection tailored specifically for businesses. One of the significant types of liability covered under such a policy is employment-related practices liability. This type of liability protects businesses against claims arising from employment-related practices, including wrongful termination, discrimination, and harassment claims made by employees against their employers.

This coverage is critical for organizations to mitigate financial risks associated with legal actions stemming from employment practices and ensure compliance with labor laws while protecting their reputation and financial stability.

Other types of liability, such as auto liability or personal injury liability, typically fall under specialized policies or separate endorsements rather than being integral components of a commercial package policy. Therefore, understanding the specific coverages under a CPP is essential for businesses to ensure they have the necessary protection in place.