What does aviation hull insurance cover?

Aviation hull insurance specifically provides coverage for physical damage to aircraft. This type of insurance is designed to protect the aircraft itself from a variety of risks, including collisions, accidents, and other forms of damage that could occur while the aircraft is in operation or during periods when it is not flying. By covering the physical structure and equipment of the aircraft, hull insurance is a critical component for aircraft owners and operators, as it helps mitigate financial losses related to repairs or replacements needed due to damages.

Understanding hull insurance is important because it focuses on safeguarding the tangible asset, unlike other forms of aviation insurance that may cover different liabilities, such as passenger injuries or cargo loss. This distinction helps ensure that all aspects of aviation risk management are addressed appropriately.